:root{--navy:#123b4a;--teal:#0e8f8f;--green:#18a66a;--mint:#eaf6f5;--ink:#17313c;--muted:#6b7d86;--bg:#f6fafb;--card:#fff;--line:#dce7ea;--warn:#f5a623;--danger:#c33;--shadow:0 14px 38px rgba(18,59,74,.10)}*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink)}a{text-decoration:none;color:inherit}button,input,select{font:inherit}.container{width:min(1120px,92%);margin:auto}.nav{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav-inner{height:72px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:10px;font-weight:800}.mark{width:34px;height:34px;border-radius:12px;background:linear-gradient(135deg,var(--teal),var(--green));display:grid;place-items:center;color:#fff;font-weight:900}.nav-links{display:flex;gap:24px;color:var(--muted);font-weight:600}.btn{border:0;border-radius:14px;padding:13px 18px;font-weight:750;cursor:pointer}.btn-primary{background:var(--navy);color:#fff}.btn-teal{background:var(--teal);color:#fff}.btn-ghost{background:#fff;border:1px solid var(--line);color:var(--ink)}.hero{padding:80px 0 56px;display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}.kicker{display:inline-flex;background:var(--mint);color:var(--teal);padding:8px 12px;border-radius:99px;font-weight:800;font-size:13px}.hero h1{font-size:clamp(42px,6vw,72px);line-height:.98;margin:18px 0}.hero p{font-size:20px;line-height:1.55;color:var(--muted)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.phone{background:#0d2028;padding:10px;border-radius:34px;box-shadow:var(--shadow);max-width:360px;margin:auto}.phone-screen{background:#fff;border-radius:26px;min-height:630px;padding:22px}.section{padding:68px 0}.section h2{font-size:38px;margin:0 0 12px}.lead{color:var(--muted);max-width:760px}.grid{display:grid;gap:18px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:22px;box-shadow:0 6px 20px rgba(18,59,74,.05)}.card h3{margin:0 0 8px}.muted{color:var(--muted)}.price{font-size:38px;font-weight:900;color:var(--navy)}.tag{display:inline-block;font-size:12px;font-weight:800;padding:6px 9px;border-radius:99px;background:var(--mint);color:var(--teal)}.popular{border:2px solid var(--teal);position:relative}.popular:before{content:"Most popular";position:absolute;right:16px;top:16px;background:var(--teal);color:#fff;padding:6px 10px;border-radius:99px;font-size:12px;font-weight:800}.feature-list{padding-left:18px;line-height:1.9;color:var(--muted)}.stat{padding:18px;border-radius:18px;background:var(--mint)}.stat strong{font-size:28px;display:block}.footer{padding:40px 0;border-top:1px solid var(--line);color:var(--muted)}
/* app */.app-shell{display:grid;grid-template-columns:260px 1fr;min-height:100vh}.sidebar{background:var(--navy);color:#fff;padding:24px;position:sticky;top:0;height:100vh}.side-brand{display:flex;gap:10px;align-items:center;font-weight:900;font-size:18px;margin-bottom:30px}.side-nav button{width:100%;text-align:left;margin:5px 0;background:transparent;color:#cfe1e7;border:0;border-radius:12px;padding:12px;cursor:pointer;font-weight:700}.side-nav button.active,.side-nav button:hover{background:rgba(255,255,255,.1);color:#fff}.main{padding:28px 34px}.topline{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}.screen{display:none}.screen.active{display:block}.dashboard-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:20px}.progress{height:10px;background:#e6eef0;border-radius:20px;overflow:hidden}.progress span{display:block;height:100%;background:linear-gradient(90deg,var(--teal),var(--green))}.pill{display:inline-flex;padding:7px 10px;border-radius:99px;background:#eef7f3;color:var(--green);font-size:12px;font-weight:800}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field label{display:block;font-size:13px;font-weight:800;margin-bottom:6px}.field input,.field select{width:100%;border:1px solid var(--line);border-radius:12px;padding:12px;background:#fff}.plan-row{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.chat{height:420px;display:flex;flex-direction:column}.messages{flex:1;overflow:auto;padding:4px}.bubble{max-width:78%;padding:11px 13px;border-radius:14px;margin:8px 0;line-height:1.4}.bot{background:var(--mint)}.user{background:var(--navy);color:#fff;margin-left:auto}.chatbar{display:flex;gap:8px}.chatbar input{flex:1;border:1px solid var(--line);border-radius:12px;padding:12px}.timeline{border-left:2px solid var(--line);padding-left:18px}.event{margin:18px 0}.event:before{content:"";width:10px;height:10px;background:var(--teal);border-radius:50%;display:block;position:relative;left:-24px;top:20px}.notice{padding:14px;border-radius:14px;background:#fff8e8;border:1px solid #f4dfaa;color:#7b5a11}.danger{background:#fff0f0;border-color:#efc2c2;color:#8b1e1e}.mobile-nav{display:none}
@media(max-width:860px){.hero{grid-template-columns:1fr}.grid-3,.grid-4{grid-template-columns:1fr}.nav-links{display:none}.app-shell{grid-template-columns:1fr}.sidebar{display:none}.main{padding:18px}.dashboard-grid,.form-grid,.plan-row{grid-template-columns:1fr}.mobile-nav{display:flex;position:fixed;bottom:0;left:0;right:0;background:#fff;border-top:1px solid var(--line);padding:8px;justify-content:space-around;z-index:20}.mobile-nav button{border:0;background:none;font-size:12px;color:var(--muted)}.phone-screen{min-height:auto}.main{padding-bottom:80px}}
/* v2 extensions */
.side-link{display:block;color:#cfe1e7;padding:12px;border-radius:12px;font-weight:700;margin-top:5px}.side-link:hover{background:rgba(255,255,255,.1);color:#fff}.top-actions{display:flex;gap:10px;align-items:center}.icon-btn{border:1px solid var(--line);background:#fff;border-radius:12px;padding:9px 11px;cursor:pointer}.screen-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px}.stepper{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0}.step{padding:8px 12px;border-radius:99px;background:#edf3f5;color:var(--muted);font-size:12px;font-weight:800}.step.active{background:var(--navy);color:#fff}.card-top{display:flex;justify-content:space-between;gap:12px;align-items:center}.risk-badge{font-size:12px;font-weight:800;padding:6px 9px;border-radius:99px;background:#f4f0ff;color:#6842a0}.price span{font-size:16px}.factor-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.factor{padding:14px;border:1px solid var(--line);border-radius:14px}.factor span,.factor strong{display:block}.factor span{color:var(--muted);font-size:12px}.coverage-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.coverage-item{display:flex;gap:12px;padding:14px;border:1px solid var(--line);border-radius:14px}.coverage-item>span{width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:#e8f7f0;color:var(--green);font-weight:900}.coverage-item p{margin:4px 0 0}.quote-result{border:2px solid var(--teal)}.quote-grid{display:flex;justify-content:space-between;gap:20px;align-items:center}.quote-price{text-align:right}.quote-price span,.quote-price strong{display:block}.quote-price strong{font-size:28px;color:var(--navy)}.plan-mini-row{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:16px}.plan-mini-row>div{padding:14px;border-radius:14px;background:var(--mint)}.plan-mini-row span,.plan-mini-row strong{display:block}.ref-code{font:800 22px ui-monospace,SFMono-Regular,Menlo,monospace;background:var(--mint);padding:14px;border-radius:14px;margin:14px 0}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse}th,td{text-align:left;padding:13px;border-bottom:1px solid var(--line);white-space:nowrap}th{font-size:12px;color:var(--muted);text-transform:uppercase}.mini-status{padding:5px 8px;border-radius:99px;font-size:11px;font-weight:800}.mini-status.ok{background:#e8f7f0;color:#18794e}.mini-status.warn{background:#fff5dc;color:#8a6213}.mini-status.bad{background:#fff0f0;color:#a42b2b}.check{display:block;padding:9px 0;color:var(--ink)}.check input{margin-right:8px}.notification-panel{position:fixed;right:-380px;top:0;width:min(380px,92vw);height:100vh;background:#fff;border-left:1px solid var(--line);box-shadow:-16px 0 40px rgba(18,59,74,.12);z-index:40;padding:22px;transition:right .25s ease}.notification-panel.open{right:0}.panel-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}.notification-item{padding:14px 0;border-bottom:1px solid var(--line)}.notification-item p{margin:5px 0;color:var(--muted)}.toast{position:fixed;left:50%;bottom:28px;transform:translate(-50%,20px);background:var(--navy);color:#fff;padding:12px 16px;border-radius:12px;opacity:0;pointer-events:none;transition:.2s;z-index:60}.toast.show{opacity:1;transform:translate(-50%,0)}.report-sheet{background:#fff;border:1px solid var(--line);border-radius:22px;padding:34px;max-width:900px;box-shadow:var(--shadow)}.report-brand{display:flex;align-items:center;gap:12px}.report-brand h2{margin:0}.report-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:28px 0}.report-grid span,.report-grid strong{display:block}.report-event{padding:14px 0;border-bottom:1px solid var(--line)}.report-event strong,.report-event span{display:block}.report-event span{font-size:12px;color:var(--muted);margin-top:3px}.report-note{font-size:12px;color:var(--muted);margin-top:28px}.button-row{display:flex;gap:10px;flex-wrap:wrap}.admin-shell{display:grid;grid-template-columns:260px 1fr;min-height:100vh}
@media(max-width:860px){.factor-grid,.coverage-list,.report-grid{grid-template-columns:1fr}.quote-grid{display:block}.quote-price{text-align:left;margin-top:16px}.plan-mini-row{grid-template-columns:1fr}.admin-shell{grid-template-columns:1fr}.screen-head{display:block}}
@media print{.sidebar,.mobile-nav,.topline,.btn,.notification-panel,.toast{display:none!important}.app-shell,.admin-shell{display:block}.main{padding:0}.screen{display:none!important}#report.screen{display:block!important}.report-sheet{box-shadow:none;border:0;max-width:none}.report-note{display:block}}